Gacha stepup progress now resets when queried after the most recent
noon boundary, using a new created_at column on gacha_stepup.
Guild member rp_today rolls into rp_yesterday lazily when members are
enumerated after noon, using a new rp_reset_at column on guilds.
Both follow the established lazy-reset pattern from the cafe handler.
Centralizes all gacha_shop/gacha_entries/gacha_items/gacha_stepup/gacha_box
table access into GachaRepository (15 methods) and all user_binary house
columns, warehouse, and titles table access into HouseRepository (17 methods).
Eliminates all direct DB calls from handlers_gacha.go and handlers_house.go.
